The best debit or prepaid cards for teens will charge minimal fees offer flexibility in reloading funds and allow parents access to the card especially important for kids on the younger end of the teenage spectrum.
Best debit card for 13 year old uk.
However using the card abroad will incur fees so make sure your child knows this if they travel outside of the uk.
The barclayplus cash card limits daily withdrawals to 50.
But debit cards linked to traditional checking accounts usually require your child to be at least 13.
These cards are a relatively safe way to teach your child how to spend responsibly.
Remember that your child can use their bank card to withdraw as much as 500 per day from an atm some cash cards have a much lower daily limit e g.
Older teens with a part time job and responsibility for their own cell phone bill or other charges may also benefit from features such as bill pay and direct deposit.
There s no overdraft fees or charges.
Compare accounts that accept people your age using this comparison.
You can also book by calling us on 0345 300 0000 44 1733 347 007 from outside the uk.
Regardless it s a common feature among the prepaid cards that are specifically marketed to teens.
If several are suitable look into what benefits they offer and apply for the best account.
Check which accounts offer the features you need like internet banking or a debit card.
Most banks will offer a basic account and debit card to a 13 year old so i d recommend you start with whichever one has a convenient branch.
If you re 13 17 years old please start your application online.
Children s bank accounts are regulated accounts so the funds are protected by the fscs up to 85 000.
If the card is lost or stolen you should contact the bank immediately to minimise the risk of fraudulent activity.
The debit card allows the withdrawal of cash and spending online whereas the cash card is for cash withdrawals only.
Teenagers bank accounts faqs.
Your child needs to apply for it but can only do so in branch and if they re 11 15 years old you have to go with them.
The downside to debit and prepaid cards is twofold.
How to choose a bank account for a 16 year old.
This might be ideal for your 13 year old but totally unnecessary for your college sophomore.
You can help your child transition to a prepaid card for teens once they turn 13 or you can help them open a checking account for teens if they ve outgrown the prepaid card.
Book an appointment at your local branch and a member of staff will help you open the account from start to finish.
17 to 18 year olds also get a discount with the aa driving school.
This age range is a good time to introduce your tween to debit and prepaid cards.
